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You have read or heard about massive recalls that involve automobiles and automobile parts. There is a legal reason why the recalls receive national publicity. Passed by Congress in 1966, the National Traffic and Motor Vehicle Safety Act not only created the motor vehicle recall process, the landmark piece of legislation also set the standard...

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If the American financial meltdown that began in late 2007 taught us anything, the lesson learned was that the Truth in Lending Act (TILA) represents one of the most important consumer protection laws ever passed by the United Sates Congress. After an extensive review of what caused the financial meltdown of 2007-08, it became apparent...

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In September of 1982, Johnson & Johnson recalled every type of the company’s popular Tylenol products because someone tampered with the mostly pain medications by injecting deadly potassium cyanide into the pills. The deadly episode forced legislators at the federal level to modify product safety laws by changing the way drug companies package over the...

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With the exception of your Social Security number, no other number has more of an impact on your life than the impact made by your credit score. Credit scores influence lender decisions on whether to offer you credit cards and loans for big ticket items, such as a home and automobile. Even employers use credit...

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