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Consumer complaints against credit card companies prompted Congress and the Obama administration to pass the Credit Card Accountability Responsibility and Disclosure Act (CARD) of 2009. Years of widespread confusing terms and false advertising led to a bill that contains several features that protect consumers against credit card abuse. Limit on Interest Rate Hikes CARD limits...

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If the American financial meltdown that began in late 2007 taught us anything, the lesson learned was that the Truth in Lending Act (TILA) represents one of the most important consumer protection laws ever passed by the United Sates Congress. After an extensive review of what caused the financial meltdown of 2007-08, it became apparent...

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